With three decades of underwriting experience, our Recreational Marine Facilities and Boat & Yacht programs are time-tested and comprehensively structured to serve the needs of your marine risks.

Within our Recreational Marine Facilities programs, MPG underwrites Marinas, Boat Dealers, Yacht Clubs, Boat Builders & Manufacturers, Yacht Brokers, Marine Artisan Contractors, Sailing Schools, Boat Clubs, Boat Rentals and Museums.

MPG offers the ability to round out coverages for Recreational Marine Facilities, offering a comprehensive Package Policy, including the Property, Crime, Inland Marine, General Liability and Auto.  We offer a Marine Package that can include all of the marine Liabilities, Dock Coverage, Hull and P&I for owned or rental watercraft, Bumbershoot (excess liability) and we also offer Workers Comp.  Some coverages are available on a standalone basis.

Maritime Program Group’s Watercraft Insurance programs span all types and sizes of boats and yachts. Our comprehensive programs, deep coverage areas, and extended navigation solutions are able to answer to every client demand. With more than 15,000 yachts protected under MPG’s programs, no other program group has more experience, insight, or answers.

Recreational Marine Facilities

  • Marinas, Boat Dealers & Yacht Clubs
  • Boat Builders & Manufacturers
  • Boat Product Manufacturers
  • Boat Rental Facilities
  • Sailing Schools

Coverage Available


  • General Liability
  • Protection & Indemnity
  • Marina Operators Legal Liability
  • Yacht Brokers Legal Liability
  • Regatta Liability
  • Excess Liability
  • Bumbershoot Liability
  • Liquor Liability
  • D&O and EPLI
  • Sudden & Accidental Pollution
  • Worker’s Compensation and USL&H
  • Business Auto


  • Owned Watercraft
  • Yacht Dealers Inventory
  • Dock Insurance
  • Tools & Equipment
  • Equipment Breakdown Coverage
  • Builders Risk
  • Electronic Data Processing


Matthew Roper

Recreational Marine Manager



Marine Artisan Contractors & Yacht Brokers

Solutions For:

  • Detailing
  • Electronics Installation and Repair
  • Outboard & Diesel Mechanic
  • Shrink-Wrapping
  • Bottom Cleaners
  • Bottom Painting
  • Canvas Repair
  • Commissioning
  • Fiberglass Repair
  • Interior Refurbishing
  • Prop Restoration
  • Rigging
  • Soda Blasting
  • Yacht Brokers

Program Highlights

Direct Bill with Installments

Marine General Liability

Marina Operators/Yacht Brokers Legal Liability

Property & Indemnity

Choice of separate combined limits with defense inside or separate limits with defense outside

Blanket Additional Insured Included

Low minimum premiums

World-wide liability coverage for suits brought in the U.S.

Pollution coverage available

Tools & Equipment

Business Personal Property


Matthew Roper

Recreational Marine Manager



Private Pleasure Boats & Yachts

  • Mega Yachts
  • Sportfishing Boats
  • Liveaboards
  • Houseboats
  • High Performance Boats
  • Trawlers
  • Runabouts
  • Sailboats
  • Center Consoles

Coverage Available

Agreed Hull Value

Protection and Indemnity

Medical Payments

Personal Effects

Uninsured Boaters

Fuel Spill Liability

Towing and Assistance

Tender Coverage

Mechanical Breakdown

Held Covered Clause

Jones Act Crew Coverage

Occasional Charter

Breach of Warranty

War & Confiscation

Marine Environmental Damage

Fine Arts Coverage

Fishing Gear


Marine Assist Services

Accidental Death & Dismemberment


Personal Liability for Liveaboards


Craig McGinnes

Yacht Practice Leader